ABOUT ORANGE COUNTY MOBILE HOMES AND LOCAL COMMUNITIES AND OWNERSHIP

As mobile home experts, our mission is to provide a lifestyle that is affordable, simple, and low-maintenance. We offer a peaceful community atmosphere without the burden of HOA fees. Our monthly space fee includes access to all clubhouse amenities, such as the billiard room, workout room, jacuzzi, pool, and more. Unlike traditional homes, manufactured homes are subject to lower insurance, tax, and maintenance costs.

Manufactured Homes: A Lifestyle Redefined

Manufactured homes now boast the aesthetics and functionality of traditional stick-built homes. Alternatively, you can consider purchasing an older mobile home that has undergone updates to include modern appliances, windows, and more. Regardless of your preference, you can enjoy a tranquil lifestyle in a great community in South Orange County, surrounded by the refreshing ocean breeze.

Residential Communities: A Sense of Community

Residents of Park Communities enjoy privacy and neighborly relationships reminiscent of small-town America.  Life in a community is often perceived as a maintenance-free lifestyle. While homeowners are responsible for minimal maintenance and upkeep of their home sites and homes themselves, it is significantly less compared to the maintenance requirements of homeowners who own their land.

Investment Opportunity

The purchase price of a manufactured home in a land-lease community is substantially lower than that of a home with land. Consequently, both the initial investment (down payment) and the monthly investment are also considerably less also property taxes which are “personal property tax”.

Appreciation of Mobile Homes

Mobile home communities, particularly in South Orange County (SOC), have experienced significant appreciation in value due to various factors. These include location, rent control (primarily in San Juan Capistrano), the volatile housing market, and the rental market.

Recently, homes in SJC have sold between $300,000 and $750,000, varying depending on the home’s age and condition. Some homes have been sold for up to $300,000 solely for their removal from the lot and replacement with a new home. Despite not owning the land, the value of utilizing the “lot” remains substantial.

Utilities: Most park communities do not include utilities. Services from SDGE and SoCal Gas are billed directly from the utility companies. Additionally, homeowners are responsible for paying for sewer, trash, and water, which is metered and recorded before being added to their monthly statement.

Loans: It is important to note that mobile homes are considered personal property. When there is no land ownership, loans are classified as personal property loans. Although most individuals consider these loans mortgages, as they are paying for their “home,” typical interest rates currently range from 7.5% to 10%. Generally, a 20% down payment is required. Only certain lenders offer loans for mobile homes when the owner does not own the land.

Park Requirements: The buyer of a mobile home must meet with the park manager to obtain park approval. This typically involves demonstrating a source of income to cover the space rent and providing a credit history. Parks generally require three times the amount of space rent. For instance, if the space rent is $985 per month, the prospective buyer would need to have a gross income of $2,955.

Additional Note: Most parks prohibit the purchase and subsequent rental of mobile homes. These homes must be “owner-occupied.” This requirement significantly impacts the appearance and maintenance of the park, as it fosters a sense of “pride of ownership.”  

Security:

Mobile home living offers a sense of “neighborhood” that fosters closer relationships compared to traditional stick-built home communities. Residents feel a stronger sense of community and mutual support.

The rental rates for mobile homes vary depending on the park. Some parks offer long-term leases that can be transferred, while others are governed by the Consumer Price Index. To obtain the most accurate information, it is recommended to contact the park management at the desired park.

If you are considering downsizing, reducing maintenance costs, lowering overhead expenses, and gaining more time to enjoy your lifestyle, mobile home living may be an attractive option. Additionally, if you desire homeownership but are unable to afford high mortgage payments and property taxes, mobile homes can be a viable alternative.

Mobile homes are currently in high demand due to the rising costs of real estate and the rental market. Our mobile home parks are strategically located to provide residents with easy access to beaches, cafes, theaters, restaurants, shopping centers, and a variety of schools, entertainment venues, and transportation options.

Residents can enjoy a convenient bike ride to the sandy shores of Doheny Beach or a leisurely stroll into historic downtown San Juan Capistrano, all while residing in affordable communities with rent-controlled prices.

Take the opportunity to relocate and embark on a new chapter of your life. Embrace the simplicity and enhance your lifestyle with our rent-controlled parks. We provide valuable information on our communities and listings, ensuring that you find affordable and comfortable living options.

Depending on your living arrangements, you can select from family and senior parks. Please review the homes listed and contact us for further assistance. As a mobile home owner with extensive experience in mobile home living, we are confident in our ability to assist you in finding the ideal home.

For inquiries, please contact us via phone or email:

JosieHuffmanRealtor@gmail.com

949-344-5000

Carol Bingham

949-292-5045

Carol2sell4u@hotmail.com

Ruth Ann Krisa

949-554-5496

iamrak4u@gmail.com